I know just about all of it has to do with the fact that I can be a cheap motherfucker from time to time. Often times I feel like I have to tell myself that it’s okay to spend money that I’ve saved up for the occasional splurge, vacation, emergency or rainy day. I’m pretty sure I get my reluctance to drop large sums of money from my own fairly financially conservative family, and it doesn’t help that given some of the circumstances of my parents’ divorce, there’s an expectation of my sister and I that we’re going to have to help financially support both of them at some point, when I’m struggling on a fairly consistent basis to keep my own head above water.