$33 > 245

I’m in a good mood today.  I found out that I was let off the hook, so to speak, for my banking laziness.  My checks were granted clearance before seven card holds, and therefore, I wasn’t dinged seven times for overdraft charges.  As much as I’m slightly against going against my usual system for the last three years, going direct deposit might not be a bad idea to prevent this from happening again.

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